Botta, A., Deuble, S. and Constance, E., McKinsey & Company, 2022.

Fintech has moved from the fringes of European finance to its core, but performance varies widely. If all countries could match the best in region, the economic benefits would be considerable.

McKinsey & Company, 2023.

After decades of hypergrowth, fintechs have entered a new era of value creation, where the focus is on sustainable, profitable growth.
In this report, we examine how fintechs can continue to grow in strength and relevance for customers, the overall financial ecosystem, and the world economy, even in disruptive times. Based on research and interviews with more than 100 founders, fintech and banking executives, investors, and senior ecosystem stakeholders, we have identified key themes shaping the future of fintechs. To help fintechs capitalize on these themes, we also provide a framework for sustainable growth, based on an analysis of the strategies used by long-established public companies that have weathered previous economic cycles.

Boston Consulting Group, 2023.

The report, Global Fintech 2023: Reimagining the Future of Finance, provides a comprehensive overview of fintech’s future landscape globally and explores the latest trends and opportunities in the global fintech market. It also examines the regulatory environment for fintech companies and the impact of emerging technologies. In 2022, fintechs on average lost more than half of their market value, but according to the research, this plunge was merely a short-term correction in an otherwise long-term positive trajectory.

Boston Consulting Group, 2024.

Despite a continuing funding chill, fintech is on track for $1.5 trillion in revenues by 2030. But the rules of the game have changed.

EU-Startups, 2024

Look into the fintech crystal ball and explore our predictions on upcoming trends set to redefine European fintech in 2024.

McKinsey & Company, 2023.

The 2023 McKinsey Global Payments Report shines a light on a changing industry and explains how banks and others can capitalize on new dynamics.

KPMG, February, 2024.

Fintech investment in 2023 exhibited restraint, with year-over-year declines across all regions. Only proptech and insurtech saw an increase in total investment. However, start-up and seed funding continued to rise, reaching an all-time high in deal count.
In the EMEA region, total investment amounted to $24.5 billion, the lowest figure in seven years. Encouragingly, the funding nearly doubled in the second half of 2023 compared to the first half.

Atomico, 2024

The European tech ecosystem has been transformed over the past decade - from talent, to capital, to company building and value creation. Yet we've seen a lot of dispiriting headlines this year. It’s been a year of political and regulatory turmoil, people are concerned about the challenges identified in Mario Draghi’s report and there’s scepticism about Europe’s ability to support breakthrough companies as they grow. It's a paradox that requires some scrutiny and our annual report aims is to bring some perspective because perspective has never been so important. With this special 10th anniversary edition, we are looking not just to 2024, but to the past decade and what lies ahead.

Cambridge SupTech Lab, University of Cambridge, 2023.

The Cambridge SupTech Lab’s 2023 State of SupTech Report presents insights on the current state of the digital transformation of financial supervision.
It focuses on how the development and implementation of financial suptech is evolving across the globe, extracting insights from the information provided by 64 financial authorities such as central banks, securities and capital market authorities, financial conduct authorities, and insurance supervisors from six continents.

Capgemini, 2024

The report offers insights into the convergence of technology and industry dynamics, and covers 37 cutting-edge trends illustrated by over 70 industry-specific examples across banking and insurance. Inspired by the generative AI wave, new trends covering the impact of AI on various aspects of business are explored, alongside some that have been capturing our imagination for the past several years, including Web3, blockchain, and quantum computing.